Privacy Policy Last updated: August 22, 2026

Loan Prepayment Planner ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle information in connection with the Loan Prepayment Planner mobile application (the "App").

Summary

The short version: Loan Prepayment Planner does not collect, store, transmit, or share any personal information. All your data stays on your device.

1. Information We Collect

Personal information: We do not collect any personal information from you. The App does not require you to create an account, provide your name, email address, phone number, or any other personal identifier.

Loan and financial data: Any loan details, prepayment scenarios, or amortization data you enter into the App are stored locally on your device only. This data is never transmitted to any server, third party, or external service.

Automatically collected information: We do not use analytics, tracking, advertising, or behavioral monitoring tools. The App does not collect device identifiers, IP addresses, geolocation, usage statistics, or crash reports.

2. How We Use Your Information

Because we do not collect any information, we have nothing to use. The App performs all calculations locally on your device using the data you provide, and those calculations are not shared with us or anyone else.

3. Data Storage and Security

All data you enter in the App is stored locally on your device using the device's standard storage mechanisms. This data:

4. Third-Party Services

The App does not integrate with any third-party services, including but not limited to:

5. Children's Privacy

The App is not directed to children under the age of 13, and we do not knowingly collect any information from children. Since we collect no information from anyone, this policy applies equally to all users.

6. Permissions

The App requests no runtime permissions (no internet, no location, no contacts, no storage, no camera). The App functions entirely offline.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Because we do not collect contact information, we cannot notify you directly of changes. We encourage you to review this page periodically.

8. Your Rights

Since we collect no information about you, there is no personal data for us to access, correct, or delete. All data you have entered is stored only on your device and is fully under your control. You can remove it at any time by clearing the App's data or uninstalling the App.

9. International Users

The App is available worldwide. Regardless of your country of residence, no personal data is transmitted from your device to us or any third party. All processing happens locally on your device.

10. Governing Law

This Privacy Policy is governed by the laws applicable to Alt-Riga Technologies, without regard to its conflict of law provisions.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

Alt-Riga Technologies
Email: support@altrigatechnologies.com
App: Loan Prepayment Planner (com.altrigatechnologies.LoanPrepaymentPlanner)

Last updated: August 22, 2026